Financing Options

At Ciba USA we do not offer in-house financing available post-op, instead we offer a lay-away payment plan.

Pre-op lay-away payment plan.

You can set your surgery date several months or a year out or you can choose not to set a specific date and start making payments toward your surgery until you are ready to schedule a date, with an intention to pay out the entire balance by the day of your surgery. You decide how much to pay each time and how often to make payments. There is no interest and no additional charges for this option. All payment methods listed above are available for this layaway payment plan. Each time a payment is made, your coordinator will send you an updated surgery receipt with a new remaining balance.

Financing companies

Please read carefully financing contacts so you fully understand all applicable fees and interest rates. The cost of financing will depend on your credit score, we do not have any information about the rates each company offers.